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Reply-To: "Trudy Bounds" <trudybounds@haar-ms.org>
From: "Trudy Bounds" <trudybounds@haar-ms.org>
To: "Amanda Knight" <AmandaKnight@haar-ms.org>
Subject: Fw: HAAR ENewsletter for Feb/Mar
Date: Tue, 17 Feb 2009 10:27:17 -0600
Organization: Hattiesburg Area Association of Realtors
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----- Original Message -----=20
From: Hattiesburg Area Association of Realtors, Inc.=20
To: trudybounds@haar-ms.org=20
Sent: Tuesday, February 10, 2009 11:24 AM
Subject: HAAR ENewsletter for Feb/Mar


                =20
          =20
                        E-Newsletter =20
                        February/March  2009 =20
                =20
                              In This Issue =20
                              YPN's To Gather for Social
                            =20
                              Feb. General Membership Meeting
                            =20
                              Upcoming FREE C.E. in Hattiesburg
                            =20
                              HAAR Young Profession Network to Gather =
for Social

                              HAAR Young Professionals (YPN's) will be =
getting together
                              Thursday, March 5, 2009 at the Shadow =
Ridge Clubhouse to eat, socialize and get the latest information about =
mortgage news presented by the HAAR Education Chairs Emily Gardner and =
Debbie Jones.=20

                              YPN's are 40 and under, but all members =
are invited to attend and share your knowledge and experience.

                              Watch your email for more info.=20
                              HAAR Will Have Parade of Homes

                              HAAR will again be sponsoring a "Parade of =
Homes" Tour March 7 & 8.=20

                              There will be a $5.00 charge for each =
listing on the master list.  The list (no photos) will be handed out at =
the Annual Home & Products Show on Feb. 27-Mar. 1, published in the =
Hattiesburg American the days of the Tours, and will also be in the =
Homes Guide.  There will be strip ads in the Hattiesburg American.=20

                              The tour will be in different areas on =
different days.  For more infomation, contact Natalie Wiggins =
(601-582-1918) or by email.  =20
                              :: 601-582-0099 =20
                       =20
                                 HAAR General Membership Meeting =
Scheduled for Feb. 19th=20

                                The next meeting of the Hattiesburg Area =
Association of REALTORS=AE will be held Thursday, February 19, 2009 at =
the Hattiesburg Country Club.  The meeting will be a luncheon meeting =
beginning at 11:30 a.m.  Speaker will be Cliff Brown with Cliff Brown =
Advertising.  He will be talking about HattiesburgHomeFacts.com.=20

                                Please RSVP by 12 noon Tuesday, Feb. 10, =
2009 by email to HattiesburgRealtors@haar-ms.org.  We need to know the =
number of those planning to eat lunch so the Country Club can adequately =
prepare.  Please be courteous and respond by the deadline if you plan to =
attend and please do not just show up if you have not made a =
reservation.=20

                                Reminder, it is the policy of this =
Association to bill those who have made reservations for the meeting, =
but do not attend.  However, if you have made a reservation and find out =
before the meeting that you will not be able to attend, please call the =
Board Office to cancel and we will not bill you.  We usually have a =
waiting list and can give someone your spot.=20
                                A Note from Your President, Debbie =
Sinopoli=20

                                 Greetings for an exciting New Year!  =
Home Ownership...still the best investment you can make.  Thanks to the =
efforts of the Hattiesburg Area Association of REALTORS, The Greater =
Hattiesburg Home Builders  Association and the partnership with local =
lenders and suppliers, a $22,000 advertising campaign hit the =
Hattiesburg market on January 19, 2009.  The campaign is designed to =
send consumers to the FACTS.  The website is =
www.HattiesburgHomeFacts.com. You will also see advertisements in the =
Hattiesburg American, WDAM, Comcast and B-95.  Please use this website =
on all your publications.  We are experiencing 400 to 500 hits a week.

                                Our committees have already gotten off =
to a jump start on plans for the NEW YEAR.  Watch for information and =
how you can participate in the Greater Hattiesburg Home Builders =
Association Home and Product Show, Parade of Homes, Young Professionals =
Network, Red Cross Blood Drive, Lunch for Soldiers, American Cancer =
Society Relay for Life and continuing education classes.  Check you =
email and the HAAR website as we post dates and sign up sheets in the =
next couple of weeks.

                                On CNN recently, a Senator made a =
statement that if the housing market is fixed, then it will correct =
everything else.  As REALTORS, we need to stay positive and now more =
than ever, we need to help strengthen consumer confidence.  Please join =
us and help our Association be a strong, positive outlet this year.

                                With kindest regards,
                                Debbie
                                =20

                                Upcoming FREE C.E. in Hattiesburg=20

                                Get 2 hours of elective c.e. free =
immediately following each General Membership meetings this year.  After =
the February 19th meeting, The First will be providing "Business =
Planning Guide for Real Estate Agents."=20

                                In April, the Dept. of Veterans Affairs =
will provide free C.E. at the HAAR Office.  The course "Real Estate =
Professionals Selling to Veterans" will be held April 21 and 22, 2009.  =
You will have a choice of 4 different sessions (each day will have 2 =
sessions).  Watch your email and the HAAR website for more infomation.

                                Luckett Land & Title will be providing =
the free C.E. after the May General Membership meeting.  Again watch =
your email and www.haar-ms.org for more info.=20
                                 =20
                                =20
                            =20
                                New MRI Course on Short Sales=20

                                "Secrets of the Short Sale" education =
tour will be coming to to Jackson and the Gulf Coast in March.  This =
class is packed with extensive, practical information to guide you to =
profits in the short sale transaction.=20

                                Steve Dillon will be presenting the =
course on the following dates:

                                Mar 2, 9:00 am - 4:00 pm, Northwest MS =
Assoc. of REALTORS, Nesbit=20

                                Mar 3, 9:00 - 4:00 pm, MRI Institute, =
Jackson

                                Mar 4, 9:00 - 4:00 pm, Gulf Coast Assoc. =
of REALTORs, Gulfport

                                Register online at =
www.realtorinstitute.org or by calling 1-800-747-1103.  All classes are =
$99.00 when registering prior to the day of the class. =20
                            =20
                      =20
                =20
          =20
                  Save 25% On any Board Store Purchase!  Present this =
coupon when you make a purchase.
                =20
                  Offer Expires: 3/31/2009=20
          =20
    =20

      Forward email
            =20
            This email was sent to trudybounds@haar-ms.org by =
hattiesburgrealtors@haar-ms.org.
            Update Profile/Email Address | Instant removal with =
SafeUnsubscribeT | Privacy Policy. Email Marketing by
             =20

      Hattiesburg Area Association of Realtors, Inc. | 1000 Broadway =
Drive, Suite 30 | Hattiesburg | MS | 39401=20

 
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<DIV>&nbsp;</DIV>
<DIV style=3D"FONT: 10pt arial">----- Original Message -----=20
<DIV style=3D"BACKGROUND: #e4e4e4; font-color: black"><B>From:</B> <A=20
title=3Dhattiesburgrealtors@haar-ms.org=20
href=3D"mailto:hattiesburgrealtors@haar-ms.org">Hattiesburg Area =
Association of=20
Realtors, Inc.</A> </DIV>
<DIV><B>To:</B> <A title=3Dtrudybounds@haar-ms.org=20
href=3D"mailto:trudybounds@haar-ms.org">trudybounds@haar-ms.org</A> =
</DIV>
<DIV><B>Sent:</B> Tuesday, February 10, 2009 11:24 AM</DIV>
<DIV><B>Subject:</B> HAAR ENewsletter for Feb/Mar</DIV></DIV>
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                <TD vAlign=3Dbottom align=3Dmiddle><IMG =
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                  height=3D74 alt=3D"Hattiesburg Area Association of =
Realtors, Inc."=20
                  =
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BACKGROUND-COLOR: #668abe"=20
                width=3D"100%" bgColor=3D#668abe height=3D105>
                  <TABLE id=3Dcontent_LETTER.BLOCK2 hideFocus =
tabIndex=3D0=20
                  cellSpacing=3D0 cellPadding=3D5 width=3D"100%" =
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                    <TBODY>
                    <TR>
                      <TD=20
                      style=3D"FONT-SIZE: 24pt; COLOR: #ffffff; =
FONT-FAMILY: Georgia,Times New Roman,Times,serif"=20
                      align=3Dmiddle height=3D60><FONT=20
                        style=3D"FONT-SIZE: 24pt; COLOR: #ffffff; =
FONT-FAMILY: Georgia,Times New Roman,Times,serif"=20
                        face=3D"Georgia,Times New Roman,Times,serif" =
color=3D#ffffff=20
                        size=3D6>E-Newsletter =
</FONT></TD></TR></TBODY></TABLE>
                  <TABLE id=3Dcontent_LETTER.BLOCK3 hideFocus =
tabIndex=3D0=20
                  cellSpacing=3D0 cellPadding=3D0 width=3D"100%" =
border=3D0>
                    <TBODY>
                    <TR>
                      <TD=20
                      style=3D"FONT-SIZE: 10pt; COLOR: #003366; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                      align=3Dleft><FONT=20
                        style=3D"FONT-SIZE: 10pt; COLOR: #003366; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                        face=3DVerdana,Geneva,Arial,Helvetica,sans-serif =

                        color=3D#003366=20
                      size=3D2><B>February/March</B>&nbsp;</FONT></TD>
                      <TD=20
                      style=3D"FONT-SIZE: 10pt; COLOR: #003366; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                      align=3Dright><FONT=20
                        style=3D"FONT-SIZE: 10pt; COLOR: #003366; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                        face=3DVerdana,Geneva,Arial,Helvetica,sans-serif =

                        color=3D#003366=20
                    =
size=3D2><B>2009</B>&nbsp;</FONT></TD></TR></TBODY></TABLE></TD></TR>
              <TR>
                <TD>
                  <TABLE cellSpacing=3D0 cellPadding=3D0 width=3D"100%" =
border=3D0>
                    <TBODY>
                    <TR>
                      <TD style=3D"WIDTH: 190px; BACKGROUND-COLOR: =
#eeeedf"=20
                      vAlign=3Dtop align=3Dmiddle width=3D190 =
bgColor=3D#eeeedf>
                        <TABLE style=3D"MARGIN-BOTTOM: 6px" =
cellSpacing=3D0=20
                        cellPadding=3D3 width=3D"100%" border=3D0>
                          <TBODY>
                          <TR>
                            <TD=20
                            style=3D"FONT-SIZE: 12pt; COLOR: #405b81; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                            vAlign=3Dtop align=3Dmiddle><FONT=20
                              style=3D"FONT-SIZE: 12pt; COLOR: #405b81; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                              color=3D#405b81 size=3D3><B>In This =
Issue</B>=20
                            </FONT></TD></TR>
                          <TR>
                            <TD=20
                            style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; =
BACKGROUND-COLOR: #6dabaa"=20
                            vAlign=3Dtop align=3Dmiddle =
bgColor=3D#6dabaa><FONT=20
                              style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                              color=3D#4c3f36 size=3D1>
                              <DIV><B><A=20
                              style=3D"FONT-SIZE: 8pt; COLOR: #dbe8f4; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              href=3D"#LETTER.BLOCK5" shape=3Drect><FONT =

                              style=3D"FONT-SIZE: 8pt; COLOR: #dbe8f4; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                              color=3D#dbe8f4 size=3D1>YPN's To Gather =
for=20
                              Social</FONT></A></B></DIV>
                              <DIV>&nbsp;</DIV></FONT></TD></TR>
                          <TR>
                            <TD=20
                            style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; =
BACKGROUND-COLOR: #6dabaa"=20
                            vAlign=3Dtop align=3Dmiddle =
bgColor=3D#6dabaa><FONT=20
                              style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                              color=3D#4c3f36 size=3D1>
                              <DIV><B><A=20
                              style=3D"FONT-SIZE: 8pt; COLOR: #dbe8f4; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              href=3D"#LETTER.BLOCK12" =
shape=3Drect><FONT=20
                              style=3D"FONT-SIZE: 8pt; COLOR: #dbe8f4; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                              color=3D#dbe8f4 size=3D1>Feb. General =
Membership=20
                              Meeting</FONT></A></B></DIV>
                              <DIV>&nbsp;</DIV></FONT></TD></TR>
                          <TR>
                            <TD=20
                            style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; =
BACKGROUND-COLOR: #6dabaa"=20
                            vAlign=3Dtop align=3Dmiddle =
bgColor=3D#6dabaa><FONT=20
                              style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                              color=3D#4c3f36 size=3D1>
                              <DIV><B><A=20
                              style=3D"FONT-SIZE: 8pt; COLOR: #dbe8f4; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              href=3D"#LETTER.BLOCK13" =
shape=3Drect><FONT=20
                              style=3D"FONT-SIZE: 8pt; COLOR: #dbe8f4; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                              color=3D#dbe8f4 size=3D1>Upcoming FREE =
C.E. in=20
                              Hattiesburg</FONT></A></B></DIV>
                              =
<DIV>&nbsp;</DIV></FONT></TD></TR></TBODY></TABLE><A=20
                        name=3DLETTER.BLOCK5>
                        <TABLE id=3Dcontent_LETTER.BLOCK5 hideFocus=20
                        style=3D"MARGIN-BOTTOM: 6px" tabIndex=3D0 =
cellSpacing=3D0=20
                        cellPadding=3D5 width=3D"100%" border=3D0>
                          <TBODY>
                          <TR>
                            <TD=20
                            style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                            align=3Dmiddle><FONT=20
                              style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                              color=3D#4c3f36 size=3D1>
                              <P align=3Dleft><FONT color=3D#405b81=20
                              size=3D3><STRONG>HAAR Young Profession =
Network to=20
                              Gather for Social</STRONG></FONT></P>
                              <DIV align=3Dleft><FONT size=3D2>HAAR =
Young=20
                              Professionals (YPN's) will be getting=20
                              together<BR>Thursday, March 5, 2009 at the =
Shadow=20
                              Ridge Clubhouse to eat, socialize and get =
the=20
                              latest information about mortgage news =
presented=20
                              by the HAAR Education Chairs Emily Gardner =
and=20
                              Debbie Jones.=20
                              <DIV>&nbsp;</DIV>
                              <DIV>YPN's are 40 and under, but all =
members are=20
                              invited to attend and share your knowledge =
and=20
                              experience.</DIV>
                              <DIV>&nbsp;</DIV>
                              <DIV>Watch your email for&nbsp;more=20
                              =
info.</DIV></FONT></DIV></FONT></TD></TR></TBODY></TABLE><A=20
                        name=3DLETTER.BLOCK18>
                        <TABLE id=3Dcontent_LETTER.BLOCK18 hideFocus=20
                        style=3D"MARGIN-BOTTOM: 6px" tabIndex=3D0 =
cellSpacing=3D0=20
                        cellPadding=3D5 width=3D"100%" border=3D0>
                          <TBODY>
                          <TR>
                            <TD=20
                            style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                            align=3Dmiddle><FONT=20
                              style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                              color=3D#4c3f36 size=3D1>
                              <P align=3Dleft><STRONG><FONT =
color=3D#405b81=20
                              size=3D3>HAAR Will Have Parade of=20
                              Homes</FONT></STRONG></P>
                              <DIV align=3Dleft><FONT size=3D2>HAAR will =

                              again&nbsp;be sponsoring a "Parade of =
Homes" Tour=20
                              March 7 &amp; 8. </FONT>
                              <DIV><FONT size=3D2></FONT>&nbsp;</DIV>
                              <DIV><FONT size=3D2>There will be a $5.00 =
charge for=20
                              each listing on the master list.&nbsp; The =
list=20
                              (no photos)&nbsp;will be&nbsp;handed out =
at the=20
                              Annual Home &amp; Products&nbsp;Show on =
Feb.=20
                              27-Mar. 1, published in the Hattiesburg=20
                              American&nbsp;the days of the =
Tours,&nbsp;and will=20
                              also be&nbsp;in the Homes Guide.&nbsp; =
There will=20
                              be strip ads&nbsp;in the Hattiesburg =
American.=20
                              <DIV></FONT><FONT size=3D2>
                              <DIV>&nbsp;</DIV>The tour will be in =
different=20
                              areas on different days.&nbsp; For more=20
                              infomation, contact Natalie Wiggins =
(601-582-1918)=20
                              or by email.&nbsp;=20
                            =
</FONT></DIV></DIV></FONT></DIV></TD></TR></TBODY></TABLE>
                        <TABLE style=3D"MARGIN-BOTTOM: 6px" =
cellSpacing=3D0=20
                        cellPadding=3D5 width=3D"100%" border=3D0>
                          <TBODY>
                          <TR>
                            <TD=20
                            style=3D"PADDING-RIGHT: 0px; PADDING-LEFT: =
0px; FONT-SIZE: 8pt; PADDING-BOTTOM: 10px; COLOR: #003366; PADDING-TOP: =
10px; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                            align=3Dmiddle><FONT=20
                              style=3D"FONT-SIZE: 8pt; COLOR: #003366; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                              =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                              color=3D#003366 size=3D1><B>:: =
601-582-0099</B>=20
                            </FONT></TD></TR></TBODY></TABLE></A></TD>
                      <TD=20
                      style=3D"WIDTH: 410px; PADDING-TOP: 10px; =
BACKGROUND-COLOR: #ffffff"=20
                      vAlign=3Dtop width=3D410 bgColor=3D#ffffff>
                        <TABLE cellSpacing=3D0 cellPadding=3D0 =
width=3D"100%"=20
border=3D0>
                          <TBODY>
                          <TR>
                            <TD width=3D"100%"></TD></TR>
                          <TR>
                            <TD width=3D"100%"><A name=3DLETTER.BLOCK12>
                              <TABLE id=3Dcontent_LETTER.BLOCK12 =
hideFocus=20
                              style=3D"MARGIN-BOTTOM: 6px; =
BACKGROUND-COLOR: #ffffff"=20
                              tabIndex=3D0 cellSpacing=3D0 =
cellPadding=3D5=20
                              width=3D"100%" bgColor=3D#ffffff =
border=3D0>
                                <TBODY>
                                <TR>
                                <TD=20
                                style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                                vAlign=3Dtop align=3Dleft><FONT=20
                                style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                                =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                                color=3D#4c3f36 size=3D1>
                                <DIV =
align=3Dleft><STRONG>&nbsp;</STRONG><FONT=20
                                size=3D3><STRONG>HAAR</STRONG> =
</FONT><FONT=20
                                color=3D#405b81><FONT =
size=3D3><STRONG>General=20
                                Membership Meeting Scheduled for Feb.=20
                                19th</STRONG>=20
                                =
<DIV><STRONG></STRONG>&nbsp;</DIV></FONT></FONT></DIV>
                                <DIV><FONT size=3D3>The next meeting of =
the=20
                                Hattiesburg Area Association of =
REALTORS=AE will=20
                                be held Thursday,&nbsp;February 19, =
2009&nbsp;at=20
                                the Hattiesburg Country Club.&nbsp; The =
meeting=20
                                will be a luncheon meeting beginning at =
11:30=20
                                a.m.&nbsp; Speaker will be Cliff Brown =
with=20
                                Cliff Brown Advertising.&nbsp; He will =
be=20
                                talking about HattiesburgHomeFacts.com.=20
                                <DIV>&nbsp;</DIV></FONT></DIV>
                                <DIV><FONT size=3D3>Please RSVP by 12 =
noon=20
                                Tuesday,&nbsp;Feb. 10, 2009&nbsp;by =
email to=20
                                HattiesburgRealtors@haar-ms.org.&nbsp; =
We need=20
                                to know the number of those planning to =
eat=20
                                lunch so the Country Club can adequately =

                                prepare.&nbsp; Please be courteous and =
respond=20
                                by the deadline if you plan to attend =
and please=20
                                do not just show up if you have not made =
a=20
                                reservation.=20
                                <DIV>&nbsp;</DIV></FONT></DIV>
                                <DIV><FONT size=3D3>Reminder, it is the =
policy of=20
                                this Association to bill those who have =
made=20
                                reservations for the meeting, but do not =

                                attend.&nbsp; However, if you have made =
a=20
                                reservation and find out before the =
meeting that=20
                                you will not be able to attend, please =
call the=20
                                Board Office to cancel and we will not =
bill=20
                                you.&nbsp; We usually have a waiting =
list and=20
                                can give someone your=20
                                =
spot.</FONT></DIV></FONT></TD></TR></TBODY></TABLE>
                              <TABLE id=3Dcontent_LETTER.BLOCK11 =
hideFocus=20
                              style=3D"MARGIN-BOTTOM: 6px" tabIndex=3D0=20
                              cellSpacing=3D0 cellPadding=3D5 =
width=3D"100%"=20
                                border=3D0><TBODY>
                                <TR>
                                <TD=20
                                style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                                align=3Dleft><FONT=20
                                style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                                =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                                color=3D#4c3f36 size=3D1>
                                <DIV align=3Dleft><FONT =
size=3D2><STRONG>A Note from=20
                                Your President, Debbie Sinopoli</STRONG> =

                                <DIV>&nbsp;</DIV>
                                <DIV><STRONG>&nbsp;</STRONG>Greetings =
for an=20
                                exciting New Year!&nbsp; Home =
Ownership...still=20
                                the best investment you can make.&nbsp; =
Thanks=20
                                to the efforts of the Hattiesburg Area=20
                                Association of REALTORS, The Greater =
Hattiesburg=20
                                Home Builders&nbsp; Association and the=20
                                partnership with local lenders and =
suppliers, a=20
                                $22,000 advertising campaign hit the =
Hattiesburg=20
                                market on January 19, 2009.&nbsp; The =
campaign=20
                                is designed to send consumers to the=20
                                FACTS.&nbsp; The website is <A=20
                                =
href=3D"http://rs6.net/tn.jsp?et=3D1102448533370&amp;e=3D0012QNlZrrVXXO4I=
RbmCJEGr3trC9k4IlvoOr5_sOsjbf8UAC8lfdjeXL8toB7rOvHd6I4SG6BzcF4ZyTlrCYU5R1=
WsFBpMMZnQ9kt5ed-Y3NjoMwi_CyBFAPajGdSDXbsf"=20
                                =
target=3D_blank>www.HattiesburgHomeFacts.com</A>.=20
                                You will also see advertisements in the=20
                                Hattiesburg American, WDAM, Comcast and=20
                                B-95.&nbsp; Please use this website on =
all your=20
                                publications.&nbsp; We are experiencing =
400 to=20
                                500 hits a week.</DIV>
                                <DIV>&nbsp;</DIV>
                                <DIV>Our committees have already gotten =
off to a=20
                                jump start on plans for the NEW =
YEAR.&nbsp;=20
                                Watch for&nbsp;information and how you =
can=20
                                participate in the&nbsp;Greater =
Hattiesburg Home=20
                                Builders Association Home and Product =
Show,=20
                                Parade of Homes, Young Professionals =
Network,=20
                                Red Cross Blood Drive, Lunch for =
Soldiers,=20
                                American Cancer Society Relay for Life =
and=20
                                continuing education classes.&nbsp; =
Check you=20
                                email and the HAAR website as we post =
dates and=20
                                sign up sheets in the next couple of=20
weeks.</DIV>
                                <DIV>&nbsp;</DIV>
                                <DIV>On CNN recently, a Senator made a =
statement=20
                                that if the housing market is fixed, =
then it=20
                                will correct everything else.&nbsp; As =
REALTORS,=20
                                we need to stay positive and now more =
than ever,=20
                                we need to help strengthen consumer=20
                                confidence.&nbsp; Please join us and =
help our=20
                                Association be a strong, positive outlet =
this=20
                                year.</DIV>
                                <DIV>&nbsp;</DIV>
                                <DIV>With kindest regards,</DIV>
                                <DIV>Debbie</DIV></FONT></DIV>
                                =
<DIV>&nbsp;</DIV></FONT></TD></TR></TBODY></TABLE><A=20
                              name=3DLETTER.BLOCK13>
                              <TABLE id=3Dcontent_LETTER.BLOCK13 =
hideFocus=20
                              style=3D"MARGIN-BOTTOM: 6px; =
BACKGROUND-COLOR: #dbe8f4"=20
                              tabIndex=3D0 cellSpacing=3D0 =
cellPadding=3D5=20
                              width=3D"100%" bgColor=3D#dbe8f4 =
border=3D0>
                                <TBODY>
                                <TR>
                                <TD=20
                                style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                                vAlign=3Dtop align=3Dleft><FONT=20
                                style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                                =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                                color=3D#4c3f36 size=3D1>
                                <DIV align=3Dcenter>&nbsp;</DIV>
                                <DIV><FONT color=3D#405b81 =
size=3D3><STRONG>Upcoming=20
                                FREE C.E. in Hattiesburg</STRONG>=20
                                <DIV>&nbsp;</DIV>
                                <DIV><FONT size=3D2>Get 2 hours of =
elective c.e.=20
                                free immediately following each General=20
                                Membership meetings this =
year.&nbsp;&nbsp;After=20
                                the February 19th meeting, The First =
will be=20
                                providing "Business Planning Guide =
for&nbsp;Real=20
                                Estate&nbsp;Agents."=20
                                <DIV>&nbsp;</DIV>
                                <DIV>In April, the Dept. of Veterans =
Affairs=20
                                will&nbsp;provide free&nbsp;C.E. at the =
HAAR=20
                                Office.&nbsp; The course "Real=20
                                Estate&nbsp;Professionals Selling to =
Veterans"=20
                                will be held April 21 and 22, =
2009.&nbsp; You=20
                                will have a choice of 4 different =
sessions (each=20
                                day will have 2 sessions).&nbsp; Watch =
your=20
                                email and&nbsp;the HAAR website&nbsp;for =
more=20
                                infomation.</DIV>
                                <DIV>&nbsp;</DIV>
                                <DIV>Luckett Land &amp; Title will be =
providing=20
                                the&nbsp;free&nbsp;C.E. after=20
                                the&nbsp;May&nbsp;General Membership=20
                                meeting.&nbsp; Again watch your email =
and <A=20
                                =
href=3D"http://rs6.net/tn.jsp?et=3D1102448533370&amp;e=3D0012QNlZrrVXXPCz=
_JiIJCHCLRU10KwDh4QIToi7c6OyMR6Bs3zPwB99wd5norVqeXbtUNPMjkV2OExSZ9NCj4z7o=
gBwcxcsmgn7NGfKcmb1W8=3D"=20
                                target=3D_blank>www.haar-ms.org</A> for =
more=20
                                =
info.&nbsp;</DIV>&nbsp;&nbsp;</FONT></DIV></FONT></DIV>
                                =
<DIV>&nbsp;</DIV></FONT></TD></TR></TBODY></TABLE></A></TD></TR>
                          <TR>
                            <TD style=3D"BACKGROUND-COLOR: #ffffff" =
width=3D"100%"=20
                            bgColor=3D#ffffff>
                              <TABLE id=3Dcontent_LETTER.BLOCK14 =
hideFocus=20
                              style=3D"MARGIN-BOTTOM: 6px" tabIndex=3D0=20
                              cellSpacing=3D0 cellPadding=3D5 =
width=3D"100%"=20
                                border=3D0><TBODY>
                                <TR>
                                <TD=20
                                style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                                vAlign=3Dtop align=3Dleft><FONT=20
                                style=3D"FONT-SIZE: 8pt; COLOR: #4c3f36; =
FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                                =
face=3DVerdana,Geneva,Arial,Helvetica,sans-serif=20
                                color=3D#4c3f36 size=3D1>
                                <DIV><FONT size=3D3><STRONG>New MRI =
Course on=20
                                Short Sales</STRONG>=20
                                <DIV>&nbsp;</DIV>
                                <DIV><FONT size=3D2><EM><STRONG>"Secrets =
of the=20
                                Short Sale</STRONG></EM>" education tour =
will be=20
                                coming to to Jackson and the Gulf Coast =
in=20
                                March.&nbsp; This class is packed with=20
                                extensive, practical information to =
guide you to=20
                                profits in the short sale transaction.=20
                                <DIV>&nbsp;</DIV>
                                <DIV>Steve Dillon will be presenting the =

                                course&nbsp;on the following =
dates:</DIV>
                                <DIV>&nbsp;</DIV>
                                <DIV><FONT size=3D1>Mar 2, 9:00&nbsp;am =
- 4:00 pm,=20
                                Northwest&nbsp;MS Assoc. =
of&nbsp;REALTORS,=20
                                Nesbit=20
                                <DIV>&nbsp;</DIV>
                                <DIV>Mar 3, 9:00&nbsp;- 4:00 =
pm,&nbsp;MRI=20
                                Institute, Jackson</DIV>
                                <DIV>&nbsp;</DIV>
                                <DIV>Mar 4, 9:00 - 4:00 pm, Gulf Coast =
Assoc. of=20
                                REALTORs, Gulfport</DIV>
                                <DIV>&nbsp;</DIV>
                                <DIV><STRONG><FONT size=3D2>Register =
online at=20
                                </FONT></STRONG><A=20
                                =
href=3D"http://rs6.net/tn.jsp?et=3D1102448533370&amp;e=3D0012QNlZrrVXXPqT=
bEQKPpO46FgdlbCnYdP1Tw5PM-wgaBzTivJQ_MWxiQN01Bnb0D4WDNpP0OfhO5AOPQrzD-DqS=
Yj2YoXAx28sdSMgVM-mALSDl3GBH33NQ=3D=3D"=20
                                target=3D_blank><STRONG><FONT=20
                                =
size=3D2>www.realtorinstitute.org</FONT></STRONG></A><FONT=20
                                size=3D2><STRONG>&nbsp;or by calling=20
                                =
1-800-747-1103.</STRONG>&nbsp;</FONT><STRONG><FONT=20
                                size=3D2> All classes are $99.00 when =
registering=20
                                prior to the day of the=20
                                =
class</FONT>.&nbsp;</STRONG></DIV></FONT></DIV></FONT></DIV></FONT></DIV>=
</FONT></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TB=
ODY></TABLE></TD></TR></TBODY></TABLE></TD></TR>
        <TR>
          <TD width=3D"100%" height=3D10>
            <TABLE id=3Dcontent_LETTER.BLOCK15 hideFocus=20
            style=3D"BORDER-RIGHT: #000000 2px dashed; BORDER-TOP: =
#000000 2px dashed; MARGIN-TOP: 6px; BORDER-LEFT: #000000 2px dashed; =
BORDER-BOTTOM: #000000 2px dashed; BACKGROUND-COLOR: #dbe8f4"=20
            tabIndex=3D0 borderColor=3D#000000 cellSpacing=3D0 =
cellPadding=3D10=20
            width=3D"100%" bgColor=3D#dbe8f4 border=3D0>
              <TBODY>
              <TR>
                <TD=20
                style=3D"MARGIN-TOP: 6px; FONT-SIZE: 18pt; COLOR: =
#003366; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                vAlign=3Dtop align=3Dleft><FONT=20
                  style=3D"FONT-SIZE: 18pt; COLOR: #003366; FONT-FAMILY: =
Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                  face=3DVerdana,Geneva,Arial,Helvetica,sans-serif =
color=3D#003366=20
                  size=3D5><B>Save 25%</B></FONT></TD>
                <TD=20
                style=3D"FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: =
Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                align=3Dleft><FONT=20
                  style=3D"FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: =
Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                  face=3DVerdana,Geneva,Arial,Helvetica,sans-serif =
color=3D#000000=20
                  size=3D1>
                  <DIV><STRONG><FONT size=3D3>On any Board Store =
Purchase!&nbsp;=20
                  Present this coupon when you make a=20
                  purchase.</FONT></STRONG></DIV>
                  <DIV>&nbsp;</DIV></FONT></TD></TR>
              <TR>
                <TD=20
                style=3D"FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: =
Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                align=3Dleft colSpan=3D2><FONT=20
                  style=3D"FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: =
Verdana,Geneva,Arial,Helvetica,sans-serif"=20
                  face=3DVerdana,Geneva,Arial,Helvetica,sans-serif =
color=3D#000000=20
                  size=3D1><B>Offer Expires:=20
            =
3/31/2009</B></FONT></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE><=
/TD></TR></TBODY></TABLE></DIV>
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      face=3Dverdana,arial color=3D#000000 size=3D1>Hattiesburg Area =
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      Realtors, Inc. | 1000 Broadway Drive, Suite 30 | Hattiesburg | MS =
|=20
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